Insurance and Fees

I accept several major insurance plans and am happy to help you understand how your benefits may apply to therapy. Coverage, copays, and deductibles vary by plan, so I encourage you to contact your insurance provider directly for the most accurate information regarding your mental health benefits.

For clients using insurance, copays or coinsurance are due at the time of each session. I also offer self-pay options for those who prefer not to use insurance or whose plans are not accepted. Session fees and payment details can be reviewed during a brief consultation so everything is clear before we begin.

If you have questions about insurance, fees, or payment options, please don’t hesitate to reach out. I’m happy to walk through the basics with you and help determine next steps.

  • Aetna

  • BlueCross and BlueShield

  • Carolina Behavioral Health Alliance

  • Cigna and Evernorth

I am in-network with the following insurances:

  • MedCost

  • Optum

  • United Medical Resources (UMR)

  • UnitedHealthcare UHC | UBH

While, I accept several major insurance plans, coverage can vary widely. It’s always important to verify your benefits, network status, and any out-of-pocket costs directly with your insurance provider before scheduling a session. This helps ensure you understand your coverage and avoid surprises.

What does a therapy session cost?

Initial Intake Session $175

The initial intake session is 60 minutes and provides an opportunity to get to know each other, discuss your concerns, and outline goals for therapy. This session helps determine the best approach and plan for your individual needs.

Ongoing Individual Counseling. $160

Ongoing individual sessions provide continued support after the initial intake. Each session is roughly 53 minutes, giving us a full hour to connect, with a few minutes built in for check-in and wrap-up. Together, we focus on your goals, address challenges, and build strategies for growth and well-being.

Custom Counseling Session Rates Vary

I offer flexible counseling sessions ranging from 30 to 90 minutes to meet your unique needs. Virtual appointments are available, and I’m happy to work outside standard hours when possible to accommodate your schedule.

Insurance FAQs

You may still be eligible for reimbursement.
Many clients use their PPO insurance plans to receive reimbursement for services, even when care is provided out of network. Some insurance plans include out-of-network benefits that may make this a viable option.

Because coverage varies, it’s recommended that you contact your insurance provider directly to confirm the details of your plan before beginning services. For additional information, you may also refer to the American Psychological Association’s insurance coverage guide.

What if you are not in- network with my insurance?

We’re happy to provide a superbill, which is a detailed receipt with the information your insurance company requires. The superbill is given directly to you, and submission to your insurance provider is your responsibility. Coverage and reimbursement vary by plan, so any follow-up or questions about payment would be handled directly with your insurance company.

If you're not in-network, how do I get reimbursed?

I do offer a self-pay option at $150 per session, which can be paid with any major credit card or FSA/HSA account.

Do you offer a self-pay option?

  • My practice is focused on providing individual therapy for adults. At this time, I do not offer couples or family therapy, as I’ve chosen to specialize in one-on-one work. This allows me to provide more focused and effective care within my scope of practice.

  • Patients are responsible for paying their copay or any financial responsibility at the time of each session. I accept all major credit cards, processed securely through Stripe, and HSA/FSA accounts can also be used for payment.

    While creating your profile with our practice, a credit card is required to be kept on file for billing purposes. Payment will be automatically processed from the card on file at the end of each session unless you notify us at least 24 hours in advance to make other arrangements.

  • To determine whether your insurance covers mental health services, the first step is to call your insurance provider directly. Review your coverage carefully and make sure you understand their responses. Here are some helpful questions to ask:

    • What mental health benefits are included in my plan?

    • What is the coverage amount per therapy session?

    • How many therapy sessions does my plan cover?

    • How much will my insurance pay if I see an out-of-network provider?

    • Is approval required from my primary care physician?

    • Do I need a mental health diagnosis to be eligible for reimbursement?